All posts of John Millen

Why Consider a Midyear Benefit Advisor Change for Your Employee Benefits

The employee benefits renewal process can be stressful, with tight deadlines and rising costs. Many companies feel stuck in this cycle. A midyear benefit advisor change can help—but not in the way you might think. This isn’t about changing plans or rates. It’s simply about changing your benefits advisor or broker to help your plan […]
Outrageous cost of insulin.

The Sickening Relationship With Insulin

If you’re a Business Owner, CFO, or HR Professional that views your employees as an Asset and Investment… I’m reading the latest issue of Fortune magazine. Page 136 is an article about insulin.  The lead story is actually about a young woman, Sa’ra Skipper, who is a Type-1 Diabetic (she was born with it).   […]
The American Jobs Plan and your business.

The American Jobs Plan and Your Business

If you’re a Business Owner, CFO, or HR Professional that views your employees as assets and investments…  On April 1st, 2021, President Biden released a massive $2 trillion spending plan to rebuild infrastructure and reshape the economy called the American Jobs Plan. As currently proposed, it would be the largest jobs investment since World War […]
29 ways to reduce healthcare costs for your company.

29 Ways to Reduce Healthcare Costs for Your Company

If you’re a Business Owner, CFO, or HR Professional that views your employees as assets and investments…  When it comes to your company’s health plan spend, of course, everyone would like to see a reduction in their current costs. Whether it’s your annual rate creeping higher each year or paying for coverage that doesn’t seem […]
Medical premiums are C.R.A.P. claims, reserves, admin, pooling.

Medical Premiums Are C.R.A.P.

If you’re a Business Owner, CFO, or HR Professional that views your employees as assets and investments…  Let’s take a look at a great acronym for medical premiums known as C.R.A.P. Where C is for claims, R is for reserves, A is for administration, and P is for pooling. But what’s the point of these […]
Saving on health insurance costs for non-profit.

$1,600,000 Savings: A Non-Profit Case Study

If you’re a Business Owner, CFO, or HR Professional that views your employees as assets and investments… How would it feel to hear that your nonprofit organization is going to save $1.6 million in health insurance costs over the next five years? It might sound a bit gimmicky at first, right? You’re probably thinking: If […]
Calendar with date marked for health insurance renewal.

Mid-Year Plan and Broker Changes

If you’re a Business Owner, CFO, or HR Professional that views your employees as assets and investments…  Think your company is locked into its current health insurance plan or broker and won’t be able to make any changes for months to come? When we reach out to companies to start a dialogue about enhancing their […]
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