Also called supplemental insurance or employee-paid benefits. Voluntary benefits are offered by the employer through the workplace where employees can choose to buy them in addition to the core employee benefits they may get as part of a benefits package.
What is it?
Types of Benefits
Most voluntary benefits are broken down into four categories; health, wealth, security, and personal. This can include everything from accident insurance to identity left protection.
GROUP MEDICAL with…The $0 Deductible Solution
Anyone can get a quote. But it takes a Benefit Hacker to deliver 15-30% savings, “platinum level” coverage and impressive first-dollar coverage for employees.
$0 COPAY TELEHEALTH SUITE
24/7 doctor access, nationwide, for the employee and their family with $0 consult fee. Prescriptions. Virtual Behavioral Health. Dermatology.
Uniquely designed plans with annual maximums of $5,000 or Unlimited. MAC and 90th percentile.
Robust plans that allow for maximizing annual frame allowances and discounted chain access.
Helps provide peace of mind and financial security for the people who matter to your employees, with flexibility to update coverage at each stage of life.
DISABILITY INCOME INSURANCE
Replaces a portion of an employee’s income when they become disabled from a covered accident, sickness, or mental health event.
Helps offset unexpected medical expenses resulting from a fracture, dislocation or other covered accidental injury.
CANCER & CRITICAL ILLNESS INSURANCE
Helps offset the covered out-of-pocket medical and indirect, non-medical expenses related to heart attacks, cancer and strokes that most plans don’t cover.
HOSPITAL CONFINEMENT INSURANCE
Supplements your major medical coverage by providing a lump-sum benefits used to pay for hospital admissions.
LEGALSHIELD & IDSHIELD
Provides valuable assistance for personal legal issues, identity theft monitoring and restoration issues.
Emergency pet care can be costly. For a small amount you can insure your cat or dog up to $10,000 of coverage, or more. Includes preventive visits.